Group Loans – Empower small groups of very low-income entrepreneurs who lack access to mainstream financial services.

Individual Loans – Help customers grow their businesses, generate jobs and improve their standard of living.

Agricultural Loans – Enable farmers to purchase seeds, fertilizer, livestock, and equipment when they need it and repay the principal after the harvest.

Home Improvement and Energy Loans – Offer favorable terms for the purchase of clean energy stoves, heating systems or other products for homes or businesses

Education Loans – Make it possible for families pay school fees and for schools to make infrastructure improvements or purchases with minimal collateral.

Women Entrepreneurship Loans – Support women entrepreneurs who want to start or expand a business, often with favorable terms.

Savings Accounts – Savings accounts with low minimum deposit requirements offer customers a safe place to save for the future or weather unexpected shocks.

Online and Mobile Banking – Customers can use a computer or mobile phone to make secure transactions, pay bills, transfer funds and more, anytime, from anywhere.

Agent Banking – Thousands of FINCA banking agents who operate out of their own shops offer convenient access and extended operating hours.

Cashless Payments – Payment cards and QR code programs make it easy for individuals and businesses to make safe transactions.

Money Transfers – Remittances make up a sizeable portion of the gross domestic product in many countries where FINCA operates. Domestic and international money transfers offer an affordable way for customers to receive and send money for both business and personal purposes.

Currency Exchange – Reliable and transparent services make it easy to exchange currency at competitive rates.

Insurance – A variety of products, including credit, disability, crop and funeral insurance help reduce the financial stress of meeting major or unexpected expenses.